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Morganton · Morganton, NC

4836 Stream Side Lane #18

Morganton, NC · 3,148 sqft

$979,000

Reduced from $999,000

  • 3Beds
  • 3.5Baths
  • 3,148SqFt
  • 2008Year
  • 147Days on market

About this home

Rare Find! this 2.21 acre gated setting has the largest above grade square footage available in this price range! This is the most house for the money at Lake James! Exceptional rustic elegance just steps away from one of America's Cleanest Lakes! Quality build perfect for your forever home or vacation get-a-way. Meticulously maintained, Located within the desirable gated Cottage Park at Lake James. Mimosa Marina is just across the street with leased & covered boat slips for direct access to Lake James. Open floor plan for seamless living, stone fireplace with custom live edge mantel, informal dining, gourmet Kitchen w/beautiful granite countertops, rich wood cabinets, detailed fixtures, walk in pantry & stainless appliances. Main level Primary en-suite as well as second primary en-suite on upper level with 3rd bedroom plus bonus room/4th BR and 3rd full bath. Beautiful wood flooring, custom Oak Hill Iron railings, 10 ft ceilings & wide crown moulding. Main level laundry/sink & cabinetry. Basement space is ready to finish or excellent storage/flex space, 2 car garage, circular drive. Covered front porch wraps to screened side porch with outside gas fireplace for incredible outside living. Enjoy 2+ acres with mature landscaping & privacy just a short distance from the community swimming pool and clubhouse. Boat and RV parking available. High Speed internet available thru Spectrum. Large sunny yard perfect for raised beds, fruit or berry gardens and outbuildings if desired. About 45 minutes from Asheville and an hour 20 from Charlotte. Morganton restaurants & shopping is less than 25 minutes. Natures playground awaits. Flexible home with multigenerational Living possibilities in a beautiful setting!

Property details

Beds
3
Baths
3.5
SqFt
3,148
Lot
Year built
2008
Type
Single Family
Days on market
147
Garage
2
Style
Arts and Crafts
Heating
Heat Pump, Propane
Cooling
Central Air
Foundation
Basement
Flooring
Wood
HOA dues
$1,100 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,174/ month

Principal & interest
$6,063
Property tax (~0.90%)
$734
Homeowners insurance
$285
HOA dues
$91

Down payment

$48,950 down · $930,050 financed

Income to qualify (28% rule)

~$307,486 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.