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Monroe · Monroe, NC

4828 Mossy Cup Lane

Monroe, NC · 1,944 sqft

$400,000

  • 4Beds
  • 2.5Baths
  • 1,944SqFt
  • 2000Year

About this home

Welcome home to 4828 Mossy Cup Lane! Some houses hand you a list of upgrades. This one hands you a slower morning. On Mossy Cup Lane in Wincrest, the coffee tastes better under the retractable awning, the fenced backyard is quiet enough for a book and open enough for a cookout, and the closet tucked under the stairs turns into the pantry you didn't know you needed until you had it. With the primary bedroom on the main floor, this is a home built for every stage in life. The kitchen, remodeled in 2016 with a new refrigerator and stove in 2025, keeps up with real life, quick breakfasts, slow Sunday dinners, whatever the week calls for. The primary bathroom, fully remodeled in 2021, is its own quiet reset at the end of a long day. Newer paint throughout, a new roof in 2021, an air conditioning system replaced in 2023, low-E windows, and a 10x12 shed for the overflow of bikes and lawn gear mean the big-ticket worries and the everyday clutter are already handled, so you can spend your energy on the fun stuff, like planning next weekend's cookout under the retractable awning. At 1,944 square feet with 4 bedrooms and 2.5 baths, this Wincrest home has room to grow into and reasons to stay. Located minutes from Indian Trail, downtown Monroe, and Matthews, NC for shopping, dining, and commuter routes into Charlotte. This Union County home is zoned for Shiloh Valley Elementary, Sun Valley Middle, and Sun Valley High. Come see how it feels to live here, not just look at it.

Property details

Beds
4
Baths
2.5
SqFt
1,944
Lot
Year built
2000
Type
Single Family
Garage
2
Style
Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
HOA dues
$243 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,914/ month

Principal & interest
$2,477
Property tax (~0.90%)
$300
Homeowners insurance
$116
HOA dues
$20

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$124,896 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.