View all 44 photos →

Denver · Denver, NC

4807 Stratford Lane #26

Denver, NC · 1,413 sqft

$380,000

  • 3Beds
  • 2Baths
  • 1,413SqFt
  • 2022Year
  • 1Days on market

About this home

Lake Norman lifestyle without the waterfront price tag. This 2022-built, one-level home at 4807 Stratford Lane in Denver, NC gives you a lot of what you are looking for right now. You get 3 bedrooms, 2 full baths, 1,450 square feet, an open floor plan, nearly half an acre, no HOA, shed and deeded lake access to a community boat ramp on Lake Norman.

Inside, the layout is simple and functional with an open floor plan The kitchen and dining area opens to the main living area and features an island and breakfast bar, making it easy to cook, gather, and entertain. The primary bedroom includes a walk-in closet, and all of the living space is on one level. No Stairs.

Outside, you have a level corner lot with approximately .48 acres, a covered front porch, covered rear porch, and a storage shed for all the extras. No HOA means fewer restrictions and more freedom to enjoy your property.

And then there is the location. The Bridgeport community offers a community boat ramp on Lake Norman, so boating, fishing, kayaking, paddleboarding, and weekends on the water are close to home. The property is located in Lincoln County off Campground Rd.

No HOA adds even more flexibility, and the property may offer short-term rental potential for buyers considering Airbnb or Vrbo use. Buyer to verify all short-term rental requirements and applicable restrictions.

If you have been looking for a newer home in Denver, NC with one-level living, a larger lot, no HOA, and access to the Lake Norman and are looking for the Lake Lifestyle, this one checks a lot of boxes without putting you in a waterfront price range. Lake Access is at the end of Stratford Lane.

Property details

Beds
3
Baths
2
SqFt
1,413
Lot
Year built
2022
Type
Single Family
Days on market
1
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Slab
Flooring
Concrete

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,749/ month

Principal & interest
$2,353
Property tax (~0.90%)
$285
Homeowners insurance
$110
HOA dues

Down payment

$19,000 down · $361,000 financed

Income to qualify (28% rule)

~$117,826 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

Similar in Denver

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.