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Maggie Valley · Maggie Valley, NC

477 Locust Drive

Maggie Valley, NC · 2,060 sqft

$699,000

  • 3Beds
  • 2.5Baths
  • 2,060SqFt
  • 1978Year
  • 1Days on market

About this home

Discover the ultimate Smoky Mountain property in the heart of Maggie Valley. Situated on nearly a full landscaped acre, this unique setup includes a move-in-ready, furnished, and fully renovated 3 BR / 2.5 BA, 2,060-sq-ft main home alongside a private 1 BR / 1 BA, 391-sq-ft two-story guest cabin built in 2019, currently operating as a turnkey short-term rental for immediate passive income. The main residence boasts major recent upgrades including a new roof (2024), a new mini-split HVAC system (2025), a new main entry staircase (2026), and a renovated attached 1-car garage. Relax on the spacious upper and lower decks while enjoying the soothing sounds of the nearby creek. This property is complete with high-speed Spectrum internet, year-round easy access via state-maintained roads, and located just minutes from a variety of outdoor activities, local dining, and the Blue Ridge Parkway, this property offers an exceptional full-time residence, mountain getaway, or multi-unit investment.

Property details

Beds
3
Baths
2.5
SqFt
2,060
Lot
Year built
1978
Type
Single Family
Days on market
1
Garage
1
Style
Farmhouse
Heating
Baseboard, Ductless, Propane
Cooling
Ceiling Fan(s), Ductless
Foundation
Slab
Flooring
Carpet, Laminate, Tile, Vinyl
View
Mountain(s), Winter
HOA dues
$20 / yr

Features

  • Attic Stairs Pulldown
  • Pantry
  • Walk-In Pantry
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$5,058/ month

Principal & interest
$4,329
Property tax (~0.90%)
$524
Homeowners insurance
$203
HOA dues
$1

Down payment

$34,950 down · $664,050 financed

Income to qualify (28% rule)

~$216,810 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.