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Denver · Denver, NC

4762 Lazy Lane

Denver, NC · 3,247 sqft

$649,900

Reduced from $700,000

  • 4Beds
  • 3Baths
  • 3,247SqFt
  • 2025Year
  • 82Days on market

About this home

Lake Norman Access Without the Waterfront Price Tag! Bring your boat and enjoy the Lake Norman lifestyle without the expense of waterfront ownership. This exceptional property includes a 1/11 deeded ownership interest in the adjacent community lake access lot, shared by only ten other owners. Enjoy year-round boat storage at the community dock, convenient lake access, a small boat launch area, and a covered dock structure added in 2018. Even better, this home is one of only two properties directly adjoining the lake access lot, allowing you to walk from your backyard straight to the water. With no HOA, no POA, no dock fees, and no rental restrictions, this is a rare opportunity for both personal enjoyment and investment potential. Short-term and long-term rentals are permitted.   Built with both style and functionality in mind, this stunning farmhouse-inspired new construction home offers over 3,200 square feet of thoughtfully designed living space. The main level features an open-concept floor plan centered around a spacious great room that flows seamlessly into the chef-inspired kitchen, complete with a large island, abundant cabinetry, and an adjoining dining area perfect for everyday living and entertaining. A covered patio extends the living space outdoors, creating the ideal setting for gatherings or quiet evenings at home. Also located on the main level is a generously sized bedroom with a full bath and walk-in shower, providing an excellent option for guests, multigenerational living, or a secondary primary suite. Upstairs, the private primary suite serves as a relaxing retreat, featuring a spacious bedroom, spa-inspired bath, and walk-in closet. A large secondary living area offers endless flexibility as a media room, playroom, or lounge space, while a dedicated office provides the perfect work-from-home environment. Two additional bedrooms and a full bathroom complete the upper level, including an oversized bedroom that could easily function as a bonus room. Enjoy peaceful outdoor living from the upper-level balcony and additional covered porch, both offering seasonal lake views and tranquil surroundings.   Situated on a flat and highly usable 0.55-acre lot, the property offers expansive outdoor space on three sides of the home along with a large concrete driveway capable of accommodating 6–10 vehicles. Car enthusiasts, hobbyists, and DIY enthusiasts will appreciate the oversized 24' x 28' garage, offering ample space for vehicles, tools, workshop projects, or the ultimate man cave. The deeded community lake access provides the opportunity for boating, fishing, kayaking, swimming, and year-round enjoyment of Lake Norman, all without the maintenance and expense of waterfront ownership. Conveniently located near shopping, dining, and everyday conveniences, this property offers a rare combination of luxury, flexibility, and lake lifestyle in one of the Lake Norman area's fastest-growing locations.

Property details

Beds
4
Baths
3
SqFt
3,247
Lot
Year built
2025
Type
Single Family
Days on market
82
Garage
2
Style
Farmhouse
Heating
Electric, Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Laminate
View
Water

Features

  • Attic Stairs Pulldown
  • Built-in Features
  • Drop Zone
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,702/ month

Principal & interest
$4,025
Property tax (~0.90%)
$487
Homeowners insurance
$189
HOA dues

Down payment

$32,495 down · $617,405 financed

Income to qualify (28% rule)

~$201,514 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

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