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Hickory · Hickory, NC

476 44th Avenue Drive NW

Hickory, NC · 3,410 sqft

$1,450,000

  • 5Beds
  • 3.5Baths
  • 3,410SqFt
  • 1988Year
  • 35Days on market

About this home

Wake up to sweeping, main-channel Lake Hickory views from this exceptional five-bedroom waterfront estate in one of Hickory’s most desirable lakefront communities. Set on a private 0.46-acre lot with approximately 141 feet of shoreline, the property offers year-round water views, a private dual covered boat dock, and an expansive Trex deck created for unforgettable lakeside entertaining.

Inside, walls of windows keep the water views front and center. The main level features a soaring two-story foyer, formal living and dining rooms, and a spacious great room with beamed ceilings, gas-log fireplace, and wet bar. The updated kitchen includes an oversized island, custom cabinetry, granite countertops, stainless steel appliances, and a bayed breakfast area overlooking the lake. A private guest suite with full bath, laundry room, and powder room complete the main level.

Upstairs, the luxurious primary suite frames breathtaking lake views from its bay-window sitting area and features a fireplace, spa-inspired bath with heated tile floors, dual vanities, tiled walk-in shower, and oversized closet. Three additional bedrooms provide generous accommodations, including two with private lake-view balconies.

Recent improvements include a freshly painted exterior, new gutters, new seawall, and new stairs leading to the water. The full unfinished, plumbed basement offers exceptional potential for additional living space, a recreation room, gym, theater, or guest suite.

Enjoy boating, fishing, kayaking, and paddle boarding directly from your private dock, along with access to the neighborhood pool—all with low HOA dues. This is Lake Hickory living at its finest.

Property details

Beds
5
Baths
3.5
SqFt
3,410
Lot
Year built
1988
Type
Single Family
Days on market
35
Garage
2
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$49 / mo

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)
  • Wet Bar
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$10,539/ month

Principal & interest
$8,980
Property tax (~0.90%)
$1,087
Homeowners insurance
$422
HOA dues
$49

Down payment

$72,500 down · $1,377,500 financed

Income to qualify (28% rule)

~$451,701 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.