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Lincolnton · Lincolnton, NC

4757 Lama Lane #1

Lincolnton, NC · 1,859 sqft

$419,000

  • 3Beds
  • 2.5Baths
  • 1,859SqFt
  • 2023Year
  • 1Days on market

About this home

Enjoy peaceful country living with NO HOA on a spacious 1.36-acre lot! This inviting home offers 3 bedrooms plus a large loft, providing plenty of flexible space for a home office, media room, playroom, or additional living area.

Approximately $35,000 in recent updates. Ask your Realtor for the full list.

The heart of the home is the large open kitchen, featuring beautiful granite countertops, stainless steel appliances, and plenty of room for gathering and entertaining.

Step outside to enjoy the fenced backyard, covered back patio, and dedicated play area perfect for relaxing, entertaining, or enjoying the outdoors. The storage shed provides additional space for lawn equipment, tools, and recreational items.

With plenty of room inside and out, a private country setting, and no HOA, this property offers the space and flexibility you've been looking for.

Property details

Beds
3
Baths
2.5
SqFt
1,859
Lot
Year built
2023
Type
Single Family
Days on market
1
Garage
2
Heating
Electric
Cooling
Central Air, Electric
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,989/ month

Principal & interest
$2,594
Property tax (~0.78%)
$272
Homeowners insurance
$122
HOA dues

Down payment

$20,950 down · $398,050 financed

Income to qualify (28% rule)

~$128,123 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Lincolnton

Lincoln County seat

County seat half an hour north of Gastonia — historic courthouse square, growing population, and inventory under $300K.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.