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Charlotte · Charlotte, NC

4739 Mountain Island Drive W

Charlotte, NC · 1,738 sqft

$625,000

  • 3Beds
  • 2Baths
  • 1,738SqFt
  • 2015Year

About this home

Welcome to 4739 Mountain Island Drive—a truly custom-built home from the ground up, where quality craftsmanship, energy efficiency, and thoughtful design come together. Built with no expense spared, this exceptional residence offers premium finishes and upgrades throughout, creating a home that is as functional as it is beautiful. Step inside to discover 9 ft ceilings , porcelain tile flooring throughout the home, solid wood oversized baseboards and crown molding, and custom solid oak cabinetry topped with gorgeous granite countertops. Every light fixture has been upgraded to energy-efficient LED lighting, while matching GE slate appliances complement the well-appointed kitchen. Designed for lasting quality, the home features Advantech subflooring, Andersen 400 Series windows, and two Andersen French door systems. The low-maintenance full brick home provides timeless curb appeal without the upkeep of painting. Comfort and efficiency are second to none with an oversized insulation package and a Goodman heat pump installed in November 2023, helping maintain comfortable temperatures year-round. The private well was drilled approximately 10 feet beyond the water table to create a reserve water supply for added peace of mind. Outdoor living is just as impressive, featuring approximately 600 square feet of covered decking—perfect for entertaining or relaxing. Unwind in the 7-person hot tub, purchased in November 2024, while enjoying the peaceful surroundings. Located just 300 feet from the water on a quiet dead-end road, this property offers privacy with convenient access to the lake lifestyle.( memebership required for the access on road but not guaranteed ) public access is less then a mile away. For hobbyists, RV owners, or those needing extra workspace, the impressive workshop is RV-ready with 200-amp electrical service and full LED lighting. The property also includes ample parking and a 40’ x 40’ prepared area for a future detached garage or additional building. This one-of-a-kind custom home combines exceptional construction, premium finishes, outstanding energy efficiency, and an unbeatable location near Mountain Island Lake. Don’t miss the opportunity to own this remarkable property

Property details

Beds
3
Baths
2
SqFt
1,738
Lot
Year built
2015
Type
Single Family
Garage
2
Heating
Central, Heat Pump, Hot Water
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Tile, Other - See Remarks

Features

  • Attic Stairs Pulldown
  • Hot Tub
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,599/ month

Principal & interest
$3,870
Property tax (~1.05%)
$546
Homeowners insurance
$182
HOA dues

Down payment

$31,250 down · $593,750 financed

Income to qualify (28% rule)

~$197,142 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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