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Monroe · Monroe, NC

4708 Ceria Drive

Monroe, NC · 1,317 sqft

$389,000

Reduced from $400,000

  • 3Beds
  • 2Baths
  • 1,317SqFt
  • 1997Year
  • 9Days on market

About this home

This is the only one story full brick home on the market priced at $400,000 or less offering at least one acre, three bedrooms, two full baths AND a two car garage IN ALL OF UNION COUNTY. Opportunities this specific and this special do not come around often schedule your showing before someone else claims the porch, the pasture views and the lifestyle you have been waiting for.

Imagine starting your morning on an oversized, custom screened porch, coffee in hand, while horses graze just beyond your backyard. This is the kind of setting people move to the country hoping to find: peaceful pasture views, room to breathe and evenings that seem to slow down without giving up the convenience of quick commutes.

Set on over an acre of land, this well maintained, full brick ranch delivers rare one story living with three bedrooms, two full baths and an oversized, side load two car garage offering plenty of storage. Inside, the open floor plan and vaulted ceiling create an easy flow for everyday living. The kitchen features granite countertops, custom cabinetry, a tile backsplash and generous workspace, while the inviting living room is anchored by a fireplace. The primary suite offers hardwood floors, an exceptionally spacious closet and a private bath with granite counters, custom cabinetry, a large soaking tub and separate shower.

Step outside and let your imagination run wild. The expansive backyard is ready for a garden, pool, play space, pets, outdoor entertaining or simply wide open room to enjoy. Best of all, the property backs to fenced pasture and farmland, giving you horse views without sacrificing accessibility.

And did we mention NO HOA? Enjoy the freedom of country living with Union County taxes only, county water and no neighborhood association telling you how to use your property.

Property details

Beds
3
Baths
2
SqFt
1,317
Lot
Year built
1997
Type
Single Family
Days on market
9
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,814/ month

Principal & interest
$2,409
Property tax (~0.90%)
$291
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$120,617 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.