Hayes · Hayes, NC
4685 Rock Creek Road
Hayes, NC · 1,176 sqft
$249,000
Reduced from $275,000
- 3Beds
- 1Baths
- 1,176SqFt
- 1958Year
- 103Days on market
About this home
Charming 3-bedroom, 1-bath home with numerous recent updates throughout. A standout feature is the 12' x 40' finished shed with electricity, radiant heat, air conditioning, ceiling fans, and finished flooring—perfect for a workshop, home office, hobby space, or extra storage. Enjoy the beautifully landscaped, fully fenced backyard and screened-in patio. The full unfinished basement was professionally waterproofed in July 2026 and includes a 20-year transferable warranty. See disclosures for a complete list of improvements.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,176
- Lot
- —
- Year built
- 1958
- Type
- Single Family
- Days on market
- 103
- Heating
- Central, Electric, Heat Pump, Oil, Wall Furnace
- Cooling
- Central Air, Wall Unit(s)
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,801/ month
- Principal & interest
- $1,542
- Property tax (~0.90%)
- $186
- Homeowners insurance
- $72
- HOA dues
- —
Down payment
$12,450 down · $236,550 financed
Income to qualify (28% rule)
~$77,207 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.