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Mill Spring · Mill Spring, NC

46 Indian Summer Lane

Mill Spring, NC · 1,912 sqft

$595,000

  • 4Beds
  • 2.5Baths
  • 1,912SqFt
  • 2003Year
  • 57Days on market

About this home

Enjoy mountain views at home and lake access from your very own deeded boat slip at nearby North Park Marina. Located in the Lake Adger community, 46 Indian Summer Lane offers four bedrooms and two and a half bathrooms. The main level includes the primary bedroom and bathroom, with three additional bedrooms upstairs. A charming covered front porch (complete with a porch swing), large back deck, and patio space provide comfortable outdoor space to enjoy the setting and views. Plenty of room to store your boat in the off-season in the garage which has a covered entrance into the laundry room. Crawl space has been encapsulated and a new private well was added just a couple years ago. The home sits on a usable 2.07-acre corner lot with privacy between neighboring properties. Whether used as a full-time home or a Lake Adger retreat, this property offers access to both the mountains and the lake.

Property details

Beds
4
Baths
2.5
SqFt
1,912
Lot
Year built
2003
Type
Single Family
Days on market
57
Garage
2
Style
Cape Cod
Heating
Electric, Heat Pump
Cooling
Electric, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$98 / mo

Features

  • Entrance Foyer
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,402/ month

Principal & interest
$3,685
Property tax (~0.90%)
$446
Homeowners insurance
$173
HOA dues
$98

Down payment

$29,750 down · $565,250 financed

Income to qualify (28% rule)

~$188,691 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.