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Morganton · Morganton, NC

4576 St Pauls Church Road

Morganton, NC · 979 sqft

$178,000

  • 2Beds
  • 1.5Baths
  • 979SqFt
  • 1963Year
  • 7Days on market

About this home

Nestled on approximately 2.4 picturesque acres just minutes from beautiful Lake James (just over a mile from Mimosa Boat Landing), this property offers the perfect blend of functionality and opportunity. The home provides a comfortable living space ideal as a primary residence, weekend getaway, or investment property. A spacious 750-square-foot utility building adds exceptional versatility, with ample room for a workshop, storage, hobbies, or equipment. Surrounded by peaceful natural beauty with plenty of room to expand, garden, or simply enjoy the outdoors, this property is perfect for those seeking a quieter lifestyle without sacrificing convenience. The property sits in close proximity to an existing Fonta Flora State Trailhead, with highly anticipated trail expansions. Whether you're looking for a full-time home, vacation retreat, or a place to bring your vision to life, this unique property delivers endless potential in a highly desirable location near boating, fishing, hiking, and all the recreational opportunities Lake James has to offer. Don't miss your chance to own acreage this close to one of the area's premier lakes!

Property details

Beds
2
Baths
1.5
SqFt
979
Lot
Year built
1963
Type
Single Family
Days on market
7
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,287/ month

Principal & interest
$1,102
Property tax (~0.90%)
$133
Homeowners insurance
$51
HOA dues

Down payment

$8,900 down · $169,100 financed

Income to qualify (28% rule)

~$55,192 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.