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Concord · Concord, NC

4570 Hamby Branch Road

Concord, NC · 1,606 sqft

$288,000

  • 3Beds
  • 2Baths
  • 1,606SqFt
  • 1970Year
  • 4Days on market

About this home

Asking for best offer by Sunday August 9th at 5 PM.Welcome to your peaceful countryside retreat in Cabarrus County! Situated on 3 stunning, level acres with zero city taxes and no HOA, this classic 1970 all-brick ranch offers the freedom, space, and flexibility you’ve been looking for. Whether you envision a hobby farm with horses and livestock, a thriving homestead with your own vegetable gardens, or simply room to stretch out and breathe, this property delivers endless potential.The Spacious 3-Acre Lot Includes a functional barn and partial fenced pasture areas ready for animals or storage.Great Road Frontage provides easy access with a generous front on a publicly maintained road.Major Systems & Upgrades include a brand-new hot water heater, newly installed plumbing pipes under the home, updated attic insulation (2012), and a reliable propane HVAC (2010) and newly installed LVP flooring. 3 bedrooms and 2 full bathrooms feature a practical layout, ready for your personal cosmetic touches to make it shine.Brimming with potential, this rare property offers true country living while keeping you within convenient reach of local amenities.Structures being sold strictly As-Is, Where-Is. Home on 4560 Hamby Branch located on front parcel #555817 4344 and back parcel 4560 Hamby Branch # 5558 17 0420 with barn both sold together. Bring your vision and make this Cabarrus County gem your dream homestead today!

Property details

Beds
3
Baths
2
SqFt
1,606
Lot
Year built
1970
Type
Single Family
Days on market
4
Style
Ranch
Heating
Forced Air, Propane
Cooling
Ceiling Fan(s), Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Pantry
  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,088/ month

Principal & interest
$1,783
Property tax (~0.92%)
$220
Homeowners insurance
$84
HOA dues

Down payment

$14,400 down · $273,600 financed

Income to qualify (28% rule)

~$89,505 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.