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Denver · Denver, NC

4565 River Hills Drive

Denver, NC · 2,882 sqft

$899,900

  • 4Beds
  • 3.5Baths
  • 2,882SqFt
  • 2005Year

About this home

Your Private Pebble Bay Retreat Has Arrived Welcome to 4565 River Hills Drive in Denver, NC—a beautifully refreshed home offering privacy, thoughtful design and an outdoor setting made for entertaining. Updated paint and carpet create a bright, move-in-ready feel, while gleaming hardwood floors add warmth and character. The home’s split-bedroom layout places the spacious primary suite in its own private wing, complete with an en-suite bath and an extraordinary walk-in closet. The additional bedrooms are located on the opposite side of the home, while an upstairs guest suite provides a comfortable and private space for overnight visitors. The backyard is where this home truly shines. Enjoy a fenced, in-ground pool surrounded by beautiful landscaping, a screened porch equipped with a TV and speakers, and a back deck with an awning for shaded outdoor living. Additional highlights include an encapsulated crawlspace, whole home generator and access to Pebble Bay’s desirable lake-lifestyle amenities, including community day docks, and boat and RV storage. This is more than a home—it’s your own private retreat near Lake Norman.

Property details

Beds
4
Baths
3.5
SqFt
2,882
Lot
Year built
2005
Type
Single Family
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space
Flooring
Carpet, Linoleum, Tile, Wood
HOA dues
$750 / yr

Features

  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,573/ month

Principal & interest
$5,573
Property tax (~0.90%)
$674
Homeowners insurance
$262
HOA dues
$62

Down payment

$44,995 down · $854,905 financed

Income to qualify (28% rule)

~$281,710 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Denver

Lake Norman west · Rural growth

Lincoln County town on the west side of Lake Norman — fastest-growing rural market in the region, with new subdivisions tied to the lake and the Highway 16 corridor.

Explore Denver

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.