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Charlotte · Charlotte, NC

4538 Craig Avenue

Charlotte, NC · 4,160 sqft

$1,690,000

  • 5Beds
  • 4Baths
  • 4,160SqFt
  • 2026Year
  • 14Days on market

About this home

Introducing exceptional new construction in the heart of Cotswold, where elevated modern design meets effortless everyday living. These beautifully crafted luxury duets on Craig Avenue offer 5 bedrooms, 4 full bathrooms, a spacious bonus room, and a 2-car attached garage. Thoughtfully designed interiors feature generous living spaces, sophisticated finishes, and an open-concept layout ideal for both entertaining and everyday living. Enjoy a private backyard and the convenience of a prime location just minutes from Cotswold Village, SouthPark, Uptown Charlotte, and premier dining and shopping. A rare opportunity for brand-new luxury living in one of Charlotte’s most desirable established neighborhoods.

Property details

Beds
5
Baths
4
SqFt
4,160
Lot
—
Year built
2026
Type
Townhome
Days on market
14
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$12,438/ month

Principal & interest
$10,466
Property tax (~1.05%)
$1,478
Homeowners insurance
$492
HOA dues
—

Down payment

$84,500 down · $1,605,500 financed

Income to qualify (28% rule)

~$533,071 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.