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Monroe · Monroe, NC

4505 E Highway 218 Highway

Monroe, NC · 1,810 sqft

$400,000

Reduced from $415,000

  • 3Beds
  • 2Baths
  • 1,810SqFt
  • 1979Year
  • 30Days on market

About this home

MAJOR PRICE IMPROVEMENT MOTIVATED SELLER** Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering over 1,800 square feet of comfortable living space, ideally located in the highly desirable Piedmont School District. 30 minutes to Charlotte, 15 minutes to Monroe and 14 minutes to Locust. This home is situated on more than 1.5 gently sloping acres, this property combines modern updates, privacy, and exceptional workshop space. The home has been thoughtfully updated with fresh paint, new LVP floors, new siding, select windows, and new front and rear doors with frames (2023), new gutters (2024), and a beautifully renovated primary bathroom 2022). Inside, you'll find two spacious family rooms, offering exceptional flexibility to fit your lifestyle. One of these living areas could easily be converted into a large primary suite with an en-suite bathroom, creating the potential for a true owner's retreat while still maintaining ample living space. Step outside to the spacious 20' by 15' rear deck overlooking the private backyard, trees and farmland—an ideal setting for entertaining, outdoor dining, gardening, or simply relaxing while enjoying the peaceful surroundings. A standout feature of this property is the impressive 48' x 30' detached insulated garage, built in 2016. Equipped with oversized bay doors and 50-amp electrical service, this versatile space is perfect for welders, woodworkers, mechanics, hobbyists, contractors, or anyone needing a workshop, business space, or additional storage. Whether you're looking for a move-in-ready home with room to grow or a property that offers the perfect balance of comfortable living and functional workspace, this exceptional property offers endless possibilities and is one you won't want to miss. This home is located in a USDA eligible area per the USDA website.

Property details

Beds
3
Baths
2
SqFt
1,810
Lot
Year built
1979
Type
Single Family
Days on market
30
Garage
2
Style
Ranch
Heating
Electric, Forced Air
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Fence
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,893/ month

Principal & interest
$2,477
Property tax (~0.90%)
$300
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$124,028 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.