Burnsville · Burnsville, NC
45 Summit Street
Burnsville, NC · 1,900 sqft
$415,000
Reduced from $439,000
- 3Beds
- 1Baths
- 1,900SqFt
- 1920Year
- 138Days on market
About this home
NEW PRICE! Step into timeless charm with this lovingly maintained 1920 Craftsman-style home, cherished by the same family for generations. From the moment you enter, you’ll appreciate the beautiful hardwood floors, high ceilings, wood-burning fireplace, built-in bookcases, and historic picture rails that reflect the character of its era. Ideally located within walking distance to downtown and local favorites like the Parkway Playhouse, community pool, library, and nearby restaurants and coffee shops, this home offers both convenience and charm. Situated on a picturesque 0.93-acre lot, the property features 1,900 square feet of heated living space, plus an additional 689 square feet upstairs with heat and air (just under the 7-foot ceiling height required to count as HLA). This upper level has historically been used as a bedroom and includes a half bath and ample storage. The main level of the home offers 3 bedrooms and 1 full bathroom, blending classic details with thoughtful updates such as thermal pane windows, composite front porch decking, and an updated main-level shower.
Comfort is ensured year-round with HVAC cooling and three heat sources: oil furnace, fireplace, and wood stove. Outside, the property continues to impress with a spacious two-car garage (747 sq ft) featuring a half bath and gas heater, along with a barn and additional storage shed. Relax in the large backyard beneath one of Yancey County’s most impressive historic oak trees - a truly rare and beautiful centerpiece set on a gently sloping green lawn.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,900
- Lot
- —
- Year built
- 1920
- Type
- Single Family
- Days on market
- 138
- Garage
- 2
- Heating
- Oil, Wood Stove
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Vinyl, Wood
- View
- Mountain(s), Year Round
Features
- Built-in Features
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,002/ month
- Principal & interest
- $2,570
- Property tax (~0.90%)
- $311
- Homeowners insurance
- $121
- HOA dues
- —
Down payment
$20,750 down · $394,250 financed
Income to qualify (28% rule)
~$128,679 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.