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Mooresville · Mooresville, NC

445 Sundown Road

Mooresville, NC · 3,337 sqft

$2,485,000

  • 3Beds
  • 4.5Baths
  • 3,337SqFt
  • 2015Year
  • 138x42x45xx4x227x230x220Lot
  • 2Days on market

About this home

Set along the tranquil shoreline of Lake Norman,this home presents a rare opportunity to experience refined waterfront living with beautiful water views, private lake access, and versatile accommodations including a detached guest house and no HOA. Reimagined in 2015, this waterfront property offers approximately 3,920 heated square feet, thoughtfully designed to provide flexibility for everyday living and entertaining.

The open-concept floor plan features spacious living and dining areas, wood and tile flooring, built-in details, and a well-appointed kitchen with an induction cooktop, double ovens, center island, breakfast bar, and walk-in pantry. The main-level primary suite offers a private retreat with a garden tub and dual walk-in closets, while multiple flex spaces provide options for a home office, fitness room, media space, or additional guest accommodations.

The fully finished walk-out basement expands the home's versatility with additional living space and storage. A detached guest house includes its own entrance, kitchen facilities, private bath, bedroom area, and flexible living space.

Outdoor amenities include a floating dock with new boardwalk in 2025, paddlesport launch, covered deck, patio, fire pit, and beautiful Lake Norman views. Additional features include a 2-car porte cochere and circular driveway. Per septic permit, the property is approved for a 3-bedroom septic system.

Property details

Beds
3
Baths
4.5
SqFt
3,337
Lot
138x42x45xx4x227x230x220
Year built
2015
Type
Single Family
Days on market
2
Style
Transitional
Heating
Electric, Heat Pump
Cooling
Central Air, Electric, Heat Pump
Foundation
Basement
Flooring
Tile, Wood
View
Water

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$17,978/ month

Principal & interest
$15,390
Property tax (~0.90%)
$1,863
Homeowners insurance
$724
HOA dues

Down payment

$124,250 down · $2,360,750 financed

Income to qualify (28% rule)

~$770,522 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.