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Charlotte · Charlotte, NC

4448 Ridge Valley Drive

Charlotte, NC · 1,294 sqft

$349,900

Reduced from $360,000

  • 4Beds
  • 3Baths
  • 1,294SqFt
  • 1966Year
  • 28Days on market

About this home

PRICE IMPROVEMENT — SELLERS ARE MOTIVATED AND WILLING TO CONTRIBUTE TOWARD BUYER CLOSING COSTS!

Beautifully renovated 4-bedroom, 3-bathroom home offering a blend of modern updates, timeless character, and functional living space in a convenient Charlotte location. This move-in-ready property features an open and inviting layout, spacious bedrooms, updated finishes, and original hardwood floors that add warmth and character throughout the home.

Recent improvements include new windows, partial plumbing updates, and updated electrical, providing valuable improvements and added peace of mind for the next owner. The combination of original hardwood flooring and modern updates creates a comfortable balance of charm and contemporary living.

The fully fenced backyard offers privacy and plenty of room for entertaining, pets, gardening, or relaxing on the back patio. Conveniently located with easy access to I-85, I-485, and NC-27, and just minutes from Charlotte Douglas International Airport, shopping, dining, and Uptown Charlotte.

With NO HOA, this property offers added flexibility and fewer restrictions. Whether your buyer is looking for a primary residence or a turnkey investment opportunity, this home offers exceptional value.

Sellers are willing to contribute a percentage toward buyer closing costs with an acceptable offer. Agents, bring your buyers and take advantage of the improved price and seller incentives. Schedule your showing today.

Property details

Beds
4
Baths
3
SqFt
1,294
Lot
Year built
1966
Type
Single Family
Days on market
28
Heating
Forced Air
Cooling
Central Air, Gas
Foundation
Crawl Space, Pillar/Post/Pier

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,575/ month

Principal & interest
$2,167
Property tax (~1.05%)
$306
Homeowners insurance
$102
HOA dues

Down payment

$17,495 down · $332,405 financed

Income to qualify (28% rule)

~$110,367 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.