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Matthews · Matthews, NC

4436 Tilley Morris Road

Matthews, NC · 1,512 sqft

$469,000

Reduced from $499,000

  • 3Beds
  • 2Baths
  • 1,512SqFt
  • 1980Year
  • 52Days on market

About this home

Exceptional opportunity to own a 3-bedroom, 2-bath ranch on just under half an acre in one of Matthews’ most desirable and rapidly growing areas. Surrounded by beautiful, establish neighborhoods and luxyry new constructions, this property presents incredible potential for homeowners, investors, and builders alike. Whether you choose to move right in, renovate, expand, or build your dream home, the possibilities are endless.

The existing ranch offers a functional layout with spacious bedrooms, updated wood flooring, renovated bathrooms, and major improvements already completed, including a roof approximately 5 years old and a 2024 HVAC system (per previous owner).

Step outside to enjoy the expansive front and backyard, offering ample room for outdoor living, future additions, a detached garage, pool, or a custom estate. With no HOA, you’ll enjoy the flexibility and freedom to bring your vision to life.

Located just minutes from historic downtown Matthews, shopping, dining, parks, and major commuter routes, this property combines the charm of an established neighborhood with the excitement of ongoing luxury redevelopment. As demand for larger homesites continues to grow, opportunities like this become increasingly rare. The generous lot size, prime location with highly sought-after Charlotte-Mecklenburg School district, and surrounding upscale homes make this an outstanding investment for today and the future.

Property details

Beds
3
Baths
2
SqFt
1,512
Lot
Year built
1980
Type
Single Family
Days on market
52
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,451/ month

Principal & interest
$2,904
Property tax (~1.05%)
$410
Homeowners insurance
$136
HOA dues

Down payment

$23,450 down · $445,550 financed

Income to qualify (28% rule)

~$147,935 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.