Albemarle · Albemarle, NC
443 Smith Street
Albemarle, NC · 1,276 sqft
$150,000
Reduced from $160,000
- 3Beds
- 2Baths
- 1,276SqFt
- 1940Year
- 50x256Lot
- 18Days on market
About this home
Convenient location in downtown Albemarle - close to shops, restaurants, hospital, etc. Smith Street is just a few blocks from E Main Street (Hwy 24/27) and a short distance to the NE Connector for easy access to Hwy 52. This home is situated in an established neighborhood and with a little TLC could be a showplace. Nice front porch to meet and greet guests or just relax and watch neighbors pass by. Spacious living room and large dining/kitchen area. The home features 3 bedrooms and 2 baths. Situated on a partially wooded deep lot - 50X256 (0.29 acres). Current gravel driveway is encroaching on neighbor. Survey has been ordered and seller is willing to remedy driveway by pouring a concrete pad to the front right of the house with an acceptable offer. House is being Sold As Is - No Seller Warranties or Representations.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,276
- Lot
- 50x256
- Year built
- 1940
- Type
- Single Family
- Days on market
- 18
- Style
- Traditional
- Heating
- Forced Air, Oil
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Carpet, Laminate, Vinyl
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,085/ month
- Principal & interest
- $928
- Property tax (~0.90%)
- $112
- Homeowners insurance
- $43
- HOA dues
- —
Down payment
$7,500 down · $142,500 financed
Income to qualify (28% rule)
~$46,510 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.