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Matthews · Matthews, NC

4425 Derbyshire Lane

Matthews, NC · 1,392 sqft

$389,000

  • 3Beds
  • 2Baths
  • 1,392SqFt
  • 1996Year
  • 1Days on market

About this home

Pristine and Updated Ranch Home located in Matthews, close to everything! Just 5 minutes to I-485, Shopping, Schools, Restaurants, More! Desirable Buckingham Subdivision and on a Cul-de-sac large Lot .40acres. Full Privacy Fenced Back yard is a Gardener's Delight! Gorgeous Blooming Flowers and Plantings. Storage shed conveys. Inside, new Updates shine: New Interior Paint and New Laminate Wood Flooring in Spring 2026. New Light fixtures throughout lend a Designer Look. Kitchen features New SS Microwave 2026 and New SS Dishwasher, Counters & Backsplash in 2023. The Kitchen opens to the Great Room and Dining Area. Primary Bedroom features an en suite Updated Bathroom, complete with New Vanity; Tile and Glass large Shower updated in 2018. Newer Lennox Gas furnace and Central Air. New ductwork in 2025. New Attic Insulation 2023. Home Generator. New Gutters 2024. Four Seasons Room addition overlooks the Private Back Yard. Enjoy this relaxing space, complete with mini split heating & cooling, and not counted in Heated square footage. Great Storage in the generously sized Two Car Garage with insulated Garage Door. Additional Parking Pad with Level Driveway. This One Story Home is a Must See for Buyers looking for Main Floor Living, on a Premium Lot with Conveniences close by!

Property details

Beds
3
Baths
2
SqFt
1,392
Lot
Year built
1996
Type
Single Family
Days on market
1
Garage
2
Style
Ranch
Heating
Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile
HOA dues
$159 / yr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,876/ month

Principal & interest
$2,409
Property tax (~1.05%)
$340
Homeowners insurance
$113
HOA dues
$13

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$123,269 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.