Matthews · Matthews, NC
4425 Derbyshire Lane
Matthews, NC · 1,392 sqft
$389,000
- 3Beds
- 2Baths
- 1,392SqFt
- 1996Year
- 1Days on market
About this home
Pristine and Updated Ranch Home located in Matthews, close to everything! Just 5 minutes to I-485, Shopping, Schools, Restaurants, More! Desirable Buckingham Subdivision and on a Cul-de-sac large Lot .40acres. Full Privacy Fenced Back yard is a Gardener's Delight! Gorgeous Blooming Flowers and Plantings. Storage shed conveys. Inside, new Updates shine: New Interior Paint and New Laminate Wood Flooring in Spring 2026. New Light fixtures throughout lend a Designer Look. Kitchen features New SS Microwave 2026 and New SS Dishwasher, Counters & Backsplash in 2023. The Kitchen opens to the Great Room and Dining Area. Primary Bedroom features an en suite Updated Bathroom, complete with New Vanity; Tile and Glass large Shower updated in 2018. Newer Lennox Gas furnace and Central Air. New ductwork in 2025. New Attic Insulation 2023. Home Generator. New Gutters 2024. Four Seasons Room addition overlooks the Private Back Yard. Enjoy this relaxing space, complete with mini split heating & cooling, and not counted in Heated square footage. Great Storage in the generously sized Two Car Garage with insulated Garage Door. Additional Parking Pad with Level Driveway. This One Story Home is a Must See for Buyers looking for Main Floor Living, on a Premium Lot with Conveniences close by!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,392
- Lot
- —
- Year built
- 1996
- Type
- Single Family
- Days on market
- 1
- Garage
- 2
- Style
- Ranch
- Heating
- Forced Air
- Cooling
- Central Air
- Foundation
- Crawl Space
- Flooring
- Laminate, Tile
- HOA dues
- $159 / yr
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$2,876/ month
- Principal & interest
- $2,409
- Property tax (~1.05%)
- $340
- Homeowners insurance
- $113
- HOA dues
- $13
Down payment
$19,450 down · $369,550 financed
Income to qualify (28% rule)
~$123,269 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.