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Iron Station · Iron Station, NC

4424 Mountain Creek Road

Iron Station, NC · 2,220 sqft

$419,900

  • 3Beds
  • 2.5Baths
  • 2,220SqFt
  • 2026Year
  • 108x264x35x185x57x401Lot
  • 1Days on market

About this home

This beautifully constructed single-family home in Lincoln County offers spacious, modern living spanning 2,220 square feet on a generous 1.3-acre lot. Enjoy a private, serene setting with ample outdoor potential while maintaining easy accessibility within the Iron Station region. Home construction has recently completed with new siding, a new deck, a modern garage door, and a new well, just to name a few. Inside, you'll find a complete suite of brand-new appliances, making this property truly turn-key and ready for its next owner.

Property details

Beds
3
Baths
2.5
SqFt
2,220
Lot
108x264x35x185x57x401
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Vinyl

Features

  • Attic Stairs Pulldown
  • Cable Prewire

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,037/ month

Principal & interest
$2,600
Property tax (~0.90%)
$314
Homeowners insurance
$122
HOA dues

Down payment

$20,995 down · $398,905 financed

Income to qualify (28% rule)

~$130,198 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.