Spruce Pine · Spruce Pine, NC
440 US 19e Highway
Spruce Pine, NC · 1,244 sqft
$174,999
Reduced from $199,000
- 3Beds
- 1Baths
- 1,244SqFt
- 1969Year
- 25Days on market
About this home
Bring your ideas and make this one your own! This 3-bedroom, 1-bath home sits on approximately 0.62 acres comprised of two lots and offers a great opportunity for a buyer looking for a property they can personalize over time.
The home has been well lived-in and would benefit from cosmetic updates and improvements, but offers a functional starting point with plenty of potential to create a space that fits your style and needs. Whether you’re searching for a primary residence, investment property, or simply a home where you can build equity through future improvements, this property is worth a look.
Outside, the additional lot provides extra space to enjoy, while a small creek runs along the rear of the property and adds a little character to the setting.
This isn’t a house pretending to be brand new—and that’s part of the opportunity. Come see the possibilities and imagine what 440 Old 19E Hwy could become with a little time, creativity, and your own personal touch.
Property details
- Beds
- 3
- Baths
- 1
- SqFt
- 1,244
- Lot
- —
- Year built
- 1969
- Type
- Single Family
- Days on market
- 25
- Style
- Ranch
- Heating
- Heat Pump
- Cooling
- Wall Unit(s)
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Vinyl
- View
- Mountain(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,266/ month
- Principal & interest
- $1,083
- Property tax (~0.90%)
- $131
- Homeowners insurance
- $51
- HOA dues
- —
Down payment
$8,749 down · $166,249 financed
Income to qualify (28% rule)
~$54,261 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.