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Spruce Pine · Spruce Pine, NC

440 US 19e Highway

Spruce Pine, NC · 1,244 sqft

$174,999

Reduced from $199,000

  • 3Beds
  • 1Baths
  • 1,244SqFt
  • 1969Year
  • 25Days on market

About this home

Bring your ideas and make this one your own! This 3-bedroom, 1-bath home sits on approximately 0.62 acres comprised of two lots and offers a great opportunity for a buyer looking for a property they can personalize over time.

The home has been well lived-in and would benefit from cosmetic updates and improvements, but offers a functional starting point with plenty of potential to create a space that fits your style and needs. Whether you’re searching for a primary residence, investment property, or simply a home where you can build equity through future improvements, this property is worth a look.

Outside, the additional lot provides extra space to enjoy, while a small creek runs along the rear of the property and adds a little character to the setting.

This isn’t a house pretending to be brand new—and that’s part of the opportunity. Come see the possibilities and imagine what 440 Old 19E Hwy could become with a little time, creativity, and your own personal touch.

Property details

Beds
3
Baths
1
SqFt
1,244
Lot
Year built
1969
Type
Single Family
Days on market
25
Style
Ranch
Heating
Heat Pump
Cooling
Wall Unit(s)
Foundation
Basement
Flooring
Carpet, Laminate, Vinyl
View
Mountain(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,266/ month

Principal & interest
$1,083
Property tax (~0.90%)
$131
Homeowners insurance
$51
HOA dues

Down payment

$8,749 down · $166,249 financed

Income to qualify (28% rule)

~$54,261 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.