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Morganton · Morganton, NC

4388 Ruritan Drive

Morganton, NC · 936 sqft

$214,900

  • 1Beds
  • 1Baths
  • 936SqFt
  • 1946Year
  • 2Days on market

About this home

Step into the charm of this cozy 2-bedroom, 1-bath home, built in 1946 and full of character! Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, this home offers comfort, convenience, and endless potential! Inside, you'll find a functional floor plan with comfortable living spaces and plenty of natural light. The home's timeless character provides the perfect opportunity to add your personal touch while enjoying the charm of a classic home. Outside, enjoy the spacious lot ideal for relaxing, gardening, or entertaining. Conveniently located just 5 minutes from shopping, dining and everyday amenities. This property offers easy access to everything you need while maintaining the feel of country living!

Property details

Beds
1
Baths
1
SqFt
936
Lot
Year built
1946
Type
Single Family
Days on market
2
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,554/ month

Principal & interest
$1,330
Property tax (~0.90%)
$161
Homeowners insurance
$62
HOA dues

Down payment

$10,745 down · $204,155 financed

Income to qualify (28% rule)

~$66,634 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.