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Lenoir · Lenoir, NC

438 Folk Street NW

Lenoir, NC · 1,021 sqft

$150,000

  • 3Beds
  • 1Baths
  • 1,021SqFt
  • 1969Year
  • 6Days on market

About this home

Welcome home to this cozy and charming 3-bedroom, 1-bath home, lovingly cared for by the same family since it was built. Nestled on a generous 0.37-acre lot, this inviting property offers 1,021 square feet of comfortable living space and is full of warmth, character, and pride of ownership. The seller is offering to pay $5,000 in closing costs with an accepted offer.
Start your mornings or unwind in the evenings on the spacious 24-foot-wide screened front porch, the perfect place to relax, entertain, or simply enjoy the peaceful surroundings. Inside, you'll find a beautifully updated bathroom featuring a walk-in shower, along with a functional floor plan that's ready for you to make your own. Best of all, all appliances convey, making your move even easier. The backyard provides a lovely wooded setting, offering privacy and a natural backdrop for outdoor enjoyment, gardening, or watching local wildlife. Conveniently located just minutes from downtown Lenoir, you'll enjoy quick access to parks and recreation, shopping, restaurants, and medical facilities. Whether you're looking for your first home, downsizing, or searching for an investment opportunity, this well-loved property is a rare find with a story of generations of care. Come see all the charm and potential this special home has to offer!

Property details

Beds
3
Baths
1
SqFt
1,021
Lot
Year built
1969
Type
Single Family
Days on market
6
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Window Unit(s), None
Foundation
Crawl Space
Flooring
Carpet, Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,085/ month

Principal & interest
$928
Property tax (~0.90%)
$112
Homeowners insurance
$43
HOA dues

Down payment

$7,500 down · $142,500 financed

Income to qualify (28% rule)

~$46,510 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.