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Waynesville · Waynesville, NC

435 Stepping Stone Lane

Waynesville, NC · 2,978 sqft

$889,500

  • 3Beds
  • 3.5Baths
  • 2,978SqFt
  • 2007Year
  • 1Days on market

About this home

A rare opportunity into this well loved home in one of the most treasured neighborhoods in Waynesville. Mountain Creek Estates is located 2.5 miles via Pigeon St/276S. New roof, new heat and cool, 2025, fresher paint on the sparkling cement siding exterior. Proper covered front entrance faces the year round breath taking views. Weatherproof with entrance into oversized 2 car garage and into laundry/mudroom with pantry and ample storage. Catheral and tray, and 10 ft ceilings bring natural light into this comfortable 3 bedroom, 3 full, 1 half bath home. 2 primary suites one main and the other below. Greatrooms on both levels open to screened and open decks. Lower level office space off greatroom, split plan offers company privacy and private exits to decks, screened deck which opens to side fenced yard. Continue through yard, short distance from house is new 2025, insulated, with seperate electric service, studio/office/shop. Rolling lot with mature shady landscape and numerous blooming perennials in well layed flower beds.

Property details

Beds
3
Baths
3.5
SqFt
2,978
Lot
Year built
2007
Type
Single Family
Days on market
1
Garage
2
Style
Contemporary
Heating
Central, Electric, Forced Air, Humidity Control, Propane
Cooling
Central Air, Electric
Foundation
Basement
HOA dues
$1,488 / yr

Features

  • Breakfast Bar
  • Garden Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,559/ month

Principal & interest
$5,508
Property tax (~0.90%)
$667
Homeowners insurance
$259
HOA dues
$124

Down payment

$44,475 down · $845,025 financed

Income to qualify (28% rule)

~$281,121 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.