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Rock Hill · Rock Hill, SC

432 Ocala Street

Rock Hill, SC · 2,604 sqft

$589,900

  • 4Beds
  • 3.5Baths
  • 2,604SqFt
  • 2026Year
  • per surveyLot

About this home

Welcome to new construction near the scenic Catawba River in Rock Hill! This beautifully designed 1.5-story Harrison plan offers 4 bedrooms, 3.5 baths, and more than 2,600 square feet of living space. The main level features a spacious primary suite with a tray ceiling, luxury tiled shower, dual vanities, and a walk-in closet with direct access to the laundry room. The designer kitchen is loaded with upgrades, including stained maple soft-close cabinetry, quartz countertops, a farmhouse sink, tile backsplash, a large island, walk-in pantry, and stainless appliances, including a gas cooktop, wall oven, and designer range hood. The kitchen opens to the breakfast area and spacious family room, creating an ideal layout for everyday living and entertaining. The main floor also includes two additional bedrooms, a full bath, powder room, and convenient laundry room. Upstairs, you'll find a spacious loft, an additional bedroom, and a full bath, making it the perfect space for guests, a home office, or private retreat. Enjoy relaxing on the covered rear porch and appreciate thoughtful details throughout the home, including a tray ceiling in the foyer, quartz countertops in all baths, Enhanced Vinyl Plank flooring throughout the main living areas, composite stair treads with metal balusters, and smart home features. Conveniently located near shopping, dining, recreation, and everything Rock Hill has to offer. Schedule your visit today!

Property details

Beds
4
Baths
3.5
SqFt
2,604
Lot
per survey
Year built
2026
Type
Single Family
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
HOA dues
$62 / mo

Features

  • Cable Prewire
  • Entrance Foyer
  • Kitchen Island
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,329/ month

Principal & interest
$3,653
Property tax (~0.90%)
$442
Homeowners insurance
$172
HOA dues
$62

Down payment

$29,495 down · $560,405 financed

Income to qualify (28% rule)

~$185,567 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.