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Charlotte · Charlotte, NC

4318 Ruskin Drive

Charlotte, NC · 1,603 sqft

$675,000

  • 4Beds
  • 2.5Baths
  • 1,603SqFt
  • 1958Year
  • 1Days on market

About this home

Beautiful 4 bedroom home offering a versatile floor plan in a sought-after Charlotte location. The spacious fourth bedroom could also serve as an ideal flex space for a playroom, bonus room, or second living area and features its own private entrance and full bath—perfect for guests, an in-law suite, or home office. The updated kitchen showcases quartz countertops, a farmhouse sink, subway tile backsplash, and stainless steel appliances. A stylish laundry closet includes washer/dryer and built-in shelving providing excellent storage and organization. Enjoy the large, fenced, private backyard complete with a wood deck, grilling area, pergola, and shade awning for comfortable outdoor entertaining. Conveniently located near Park Road Shopping Center, South End, SouthPark, Sugar Creek Greenway, and the LYNX Light Rail, offering easy access to shopping, dining, recreation, and commuting.

Property details

Beds
4
Baths
2.5
SqFt
1,603
Lot
Year built
1958
Type
Single Family
Days on market
1
Style
Ranch
Heating
Central, Forced Air, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,967/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$212,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.