Charlotte · Charlotte, NC
4318 Ruskin Drive
Charlotte, NC · 1,603 sqft
$675,000
- 4Beds
- 2.5Baths
- 1,603SqFt
- 1958Year
- 1Days on market
About this home
Beautiful 4 bedroom home offering a versatile floor plan in a sought-after Charlotte location. The spacious fourth bedroom could also serve as an ideal flex space for a playroom, bonus room, or second living area and features its own private entrance and full bath—perfect for guests, an in-law suite, or home office. The updated kitchen showcases quartz countertops, a farmhouse sink, subway tile backsplash, and stainless steel appliances. A stylish laundry closet includes washer/dryer and built-in shelving providing excellent storage and organization. Enjoy the large, fenced, private backyard complete with a wood deck, grilling area, pergola, and shade awning for comfortable outdoor entertaining. Conveniently located near Park Road Shopping Center, South End, SouthPark, Sugar Creek Greenway, and the LYNX Light Rail, offering easy access to shopping, dining, recreation, and commuting.
Property details
- Beds
- 4
- Baths
- 2.5
- SqFt
- 1,603
- Lot
- —
- Year built
- 1958
- Type
- Single Family
- Days on market
- 1
- Style
- Ranch
- Heating
- Central, Forced Air, Natural Gas
- Cooling
- Attic Fan, Ceiling Fan(s), Central Air
- Foundation
- Crawl Space
Features
- Attic Stairs Pulldown
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$4,967/ month
- Principal & interest
- $4,180
- Property tax (~1.05%)
- $590
- Homeowners insurance
- $196
- HOA dues
- —
Down payment
$33,750 down · $641,250 financed
Income to qualify (28% rule)
~$212,913 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
Location
Gallery — 24 photos
About Charlotte
Metro core · Multi-ZIP coverage
The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.


