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Charlotte · Charlotte, NC

4318 Ruskin Drive

Charlotte, NC · 1,603 sqft

$650,000

Reduced from $675,000

  • 4Beds
  • 2.5Baths
  • 1,603SqFt
  • 1958Year
  • 40Days on market

About this home

Beautiful Charlotte home offering a versatile floor plan in a sought-after location. The spacious 4th BR could also serve as a playroom or bonus room and features its own private entrance and full bath—perfect for guests, an in-law suite, or home office. The updated kitchen showcases quartz counter tops, a farmhouse sink, subway tile backsplash, and stainless steel appliances. A stylish laundry closet includes washer/dryer and built-in shelving providing excellent storage and organization. Enjoy the large, fenced, private backyard complete with a wood deck, grilling area, pergola, and shade awning for comfortable outdoor entertaining. Conveniently located near Park Road Shopping Center, South End, SouthPark, Sugar Creek Greenway, and the LYNX Light Rail, offering easy access to shopping, dining, recreation, and commuting. Black accent wall in flex space is chalkboard paint for kids if the new owner decides to use it as playroom.

Property details

Beds
4
Baths
2.5
SqFt
1,603
Lot
Year built
1958
Type
Single Family
Days on market
40
Style
Ranch
Heating
Central, Forced Air, Natural Gas
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Foundation
Crawl Space

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,783/ month

Principal & interest
$4,025
Property tax (~1.05%)
$568
Homeowners insurance
$189
HOA dues

Down payment

$32,500 down · $617,500 financed

Income to qualify (28% rule)

~$205,027 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

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