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Charlotte · Charlotte, NC

4317 Ruskin Drive

Charlotte, NC · 1,748 sqft

$600,000

  • 4Beds
  • 2Baths
  • 1,748SqFt
  • 1945Year
  • 2Days on market

About this home

Don't miss this exceptional opportunity to own a beautifully updated 4-bedroom, 2-bath home in one of Charlotte's most desirable locations, Collongwood. Offering 1,746 square feet of finished living space, this charming cottage combines character, flexibility, and value in a way that's hard to find at this price point. The thoughtfully designed layout features two bedrooms and a full bath on the main level, a private upper-level attic bedroom, and a fully equipped lower-level suite complete with its own bedroom, full bath, kitchenette, living space, and cozy reading area—ideal for guests, as an in-law suite, or potential rental income. The main floor showcases stylish updates throughout, including an inviting kitchen with peninsula seating, dining area, custom concrete countertops, and a striking concrete fireplace feature. Step outside to an elevated rear deck overlooking a spacious, tree-lined backyard that provides both privacy and a peaceful natural setting. Additional storage and functionality abound with a conditioned storage room in the basement and approximately 503 square feet of unfinished storage space between the attic and storage room, not included in the home's listed square footage. A secondary laundry hookup located in the upstairs bedroom closet offers the flexibility of separate laundry arrangements when utilizing the lower-level suite independently. Conveniently situated just minutes from the LYNX Blue Line, South End, Park Road Shopping Center, and SouthPark, this move-in-ready home delivers location, versatility, and value all in one package.

Property details

Beds
4
Baths
2
SqFt
1,748
Lot
Year built
1945
Type
Single Family
Days on market
2
Style
A-Frame, Cottage
Heating
Central
Cooling
Central Air
Foundation
Basement
Flooring
Vinyl

Features

  • Attic Finished
  • Attic Stairs Fixed
  • Kitchen Island
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,415/ month

Principal & interest
$3,715
Property tax (~1.05%)
$525
Homeowners insurance
$175
HOA dues

Down payment

$30,000 down · $570,000 financed

Income to qualify (28% rule)

~$189,255 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.