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Marion · Marion, NC

431 Ashworth Circle

Marion, NC · 522 sqft

$122,000

Reduced from $140,500

  • 1Beds
  • 1Baths
  • 522SqFt
  • 1942Year
  • 120Days on market

About this home

Don't miss this cozy, remodeled one level home close to the City of Marion, but not in city limits - county taxes only! House was recently renovated - new floors, roof, siding, doors, paint, water heater, plumbing fixtures, new bathroom, light fixtures, windows. Charming 1 BR, 1 BA home has two mini-splits for heat and AC. Separate living room, kitchen, laundry room. Large deck overlooks mature neighborhood. Paved street. Lot is about 0.32+/- acre and runs deep to the open back yard so great place for gardens or to build fence for pets. Special feature of this property is the detached, approximately 12 ft x 16 ft finished interior is delightful - has wood walls and wood vaulted ceiling, lovely chandeliers, is wired but not plumbed. Versatile uses for this building include home office, craft workshop, TV/Game Room, man cave or she shed. Affordable first home with low utility bills. Enjoy as a weekend mountain retreat or summer home to escape the scorching heat. Marion is in the foothills of the Blue Ridge Mountains. Shared well with one neighbor. Well rights and well maintenance agreement are recorded. Original Septic permit not found, BUT a 2021 approved application from health department contains survey and drawing of septic tank ON this property. Onsite verification of septic tank and property line has not been done. SOLD AS IS. Seller Financing might be available on this property, but is not guaranteed - ask your agent about this. Watch your step in the crawl space. Use caution when viewing the detached building. If property was built prior to 1978 lead based paint potentially exists. Plumbing has some leaks. Neighbor has put flags along one boundary line without benefit of a survey - seller is reviewing paying for a new survey to determine the real property boundary.

Property details

Beds
1
Baths
1
SqFt
522
Lot
Year built
1942
Type
Single Family
Days on market
120
Style
Cottage
Heating
Ductless, Electric
Cooling
Ductless, Electric
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$882/ month

Principal & interest
$755
Property tax (~0.90%)
$91
Homeowners insurance
$35
HOA dues

Down payment

$6,100 down · $115,900 financed

Income to qualify (28% rule)

~$37,828 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.