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Hickory · Hickory, NC

431 9th Street NW

Hickory, NC · 2,802 sqft

$575,000

  • 4Beds
  • 3.5Baths
  • 2,802SqFt
  • 1941Year
  • 0.36 AcresLot
  • 28Days on market

About this home

Talk about curb appeal!! Enjoy an incredible location in this three-level home in Hillcrest offering four bedrooms, 3.5 baths, and situated within walking distance to downtown Hickory, Oakwood Elementary, and several city parks! The main level offers a large living room with fireplace and adjoining dining area opening onto the updated kitchen with gas range, stone countertops, and adjacent laundry room right where you need it. The main level is completed by a welcoming foyer with convenient half bath and a sunny study/office area. Upstairs, you'll find three bedrooms, including a primary suite with private bath and double closets, both with custom closet systems. The second and third bedrooms also have custom closets and share access to a hall bathroom. The basement level features a spacious rec room and 4th bedroom suite with full bath, plus plenty of storage space. Outside, enjoy 0.36 acres of lush green lawn, mature trees, and beautiful landscaping.

Property details

Beds
4
Baths
3.5
SqFt
2,802
Lot
0.36 Acres
Year built
1941
Type
Single Family
Days on market
28
Style
Cottage
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,160/ month

Principal & interest
$3,561
Property tax (~0.90%)
$431
Homeowners insurance
$167
HOA dues

Down payment

$28,750 down · $546,250 financed

Income to qualify (28% rule)

~$178,290 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.