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Hickory · Hickory, NC

431 9th Street NW

Hickory, NC · 2,802 sqft

$525,000

Reduced from $575,000

  • 4Beds
  • 3.5Baths
  • 2,802SqFt
  • 1941Year
  • 0.36 AcresLot
  • 93Days on market

About this home

This isn't just a home, it's a lifestyle choice! This picturesque 1941 bungalow in Hillcrest-Oakwood comes with the ability to walk to downtown for dinner, Saturday farmer's market, or for a glass of wine after a long day. Or for those who need it, the ability to walk to Oakwood Elementary School down tree-lined streets while passing your friends on the way. Built for entertaining, this three-level home offers four bedrooms, 3.5 baths, and is situated corner lot. The main level offers a large living room with fireplace and adjoining dining area opening onto the updated kitchen with gas range, stone countertops, and adjacent laundry room right where you need it. The main level is completed by a welcoming foyer with convenient half bath and a sunny study/office area that can double as a main level bedroom if needed. Upstairs, you'll find three bedrooms, including a huge primary suite with private bath and double closets, both with custom closet systems. The second and third bedrooms also have custom closets and share access to a hall bathroom. The basement level features a spacious rec room and 4th bedroom suite with full bath, plus plenty of storage space. Outside, enjoy 0.36 acres of lush green lawn, mature shade trees, and beautiful landscaping.

Property details

Beds
4
Baths
3.5
SqFt
2,802
Lot
0.36 Acres
Year built
1941
Type
Single Family
Days on market
93
Style
Cottage
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Tile, Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,798/ month

Principal & interest
$3,251
Property tax (~0.90%)
$393
Homeowners insurance
$153
HOA dues

Down payment

$26,250 down · $498,750 financed

Income to qualify (28% rule)

~$162,786 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.