Hickory · Hickory, NC
431 9th Street NW
Hickory, NC · 2,802 sqft
$525,000
Reduced from $575,000
- 4Beds
- 3.5Baths
- 2,802SqFt
- 1941Year
- 0.36 AcresLot
- 93Days on market
About this home
This isn't just a home, it's a lifestyle choice! This picturesque 1941 bungalow in Hillcrest-Oakwood comes with the ability to walk to downtown for dinner, Saturday farmer's market, or for a glass of wine after a long day. Or for those who need it, the ability to walk to Oakwood Elementary School down tree-lined streets while passing your friends on the way. Built for entertaining, this three-level home offers four bedrooms, 3.5 baths, and is situated corner lot. The main level offers a large living room with fireplace and adjoining dining area opening onto the updated kitchen with gas range, stone countertops, and adjacent laundry room right where you need it. The main level is completed by a welcoming foyer with convenient half bath and a sunny study/office area that can double as a main level bedroom if needed. Upstairs, you'll find three bedrooms, including a huge primary suite with private bath and double closets, both with custom closet systems. The second and third bedrooms also have custom closets and share access to a hall bathroom. The basement level features a spacious rec room and 4th bedroom suite with full bath, plus plenty of storage space. Outside, enjoy 0.36 acres of lush green lawn, mature shade trees, and beautiful landscaping.
Property details
- Beds
- 4
- Baths
- 3.5
- SqFt
- 2,802
- Lot
- 0.36 Acres
- Year built
- 1941
- Type
- Single Family
- Days on market
- 93
- Style
- Cottage
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Tile, Vinyl, Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,798/ month
- Principal & interest
- $3,251
- Property tax (~0.90%)
- $393
- Homeowners insurance
- $153
- HOA dues
- —
Down payment
$26,250 down · $498,750 financed
Income to qualify (28% rule)
~$162,786 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.