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Hickory · Hickory, NC

4305 Cottingham Drive

Hickory, NC · 2,317 sqft

$485,000

Reduced from $499,000

  • 3Beds
  • 2Baths
  • 2,317SqFt
  • 2006Year
  • 73Days on market

About this home

Welcome to this beautifully maintained, all-brick ranch in the desirable Mountain View community! Offering three bedrooms, two full baths, and convenient one-level living, this inviting home combines timeless construction with comfort, flexibility, and an ideal location.

Step inside to discover beautiful hardwood floors and a thoughtfully designed floor plan that feels warm and welcoming. The spacious kitchen features solid-surface countertops and a cozy breakfast area, while the separate dining room is perfect for hosting family dinners and special gatherings. Just beyond, the bright sunroom offers a peaceful place to sip your morning coffee, unwind with a good book, or enjoy the natural light throughout the day.

The full unfinished basement provides an abundance of storage and endless possibilities for future expansion—whether you envision a workshop, recreation room, home gym, or additional living space.

A brand-new HVAC system with a transferable warranty adds comfort, value, and peace of mind. Conveniently located just minutes from Highway 321 and Interstate 40, this home offers easy access to shopping, dining, and surrounding communities—all with the added benefit of no city taxes.

With its classic brick exterior, single-level floor plan, flexible basement space, and prime Mountain View location, this charming home is ready for its next chapter!

Property details

Beds
3
Baths
2
SqFt
2,317
Lot
Year built
2006
Type
Single Family
Days on market
73
Garage
2
Heating
Heat Pump
Cooling
Ceiling Fan(s), Central Air
Foundation
Basement
Flooring
Carpet, Wood

Features

  • Breakfast Bar
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,508/ month

Principal & interest
$3,003
Property tax (~0.90%)
$363
Homeowners insurance
$141
HOA dues

Down payment

$24,250 down · $460,750 financed

Income to qualify (28% rule)

~$150,384 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.