Hickory · Hickory, NC
4305 Cottingham Drive
Hickory, NC · 2,317 sqft
$499,000
- 3Beds
- 2Baths
- 2,317SqFt
- 2006Year
About this home
Welcome to this well-maintained 3-bedroom, 2-bath brick ranch nestled in the desirable Mountain View community. Conveniently located just minutes from Highway 321 and Interstate 40, this home offers easy access to shopping, dining, and commuting while enjoying the benefit of no city taxes.
Inside, you'll find beautiful hardwood floors and a functional floor plan designed for comfortable everyday living. The kitchen features solid surface countertops, a cozy breakfast area, and a separate dining room perfect for gatherings and entertaining.
One of the home's standout features is the bright and inviting sunroom, filled with natural light and the perfect spot to enjoy your morning coffee or unwind at the end of the day.
The full unfinished basement provides abundant storage space and offers excellent potential for future expansion, a workshop, recreation area, or additional living space. A brand-new HVAC system adds peace of mind and energy efficiency.
Whether you're looking for one-level living, room to grow, or a convenient location, this Mountain View gem is ready to welcome you home.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,317
- Lot
- —
- Year built
- 2006
- Type
- Single Family
- Garage
- 2
- Heating
- Heat Pump
- Cooling
- Ceiling Fan(s), Central Air
- Foundation
- Basement
- Flooring
- Carpet, Wood
Features
- Breakfast Bar
- Split Bedroom
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,610/ month
- Principal & interest
- $3,090
- Property tax (~0.90%)
- $374
- Homeowners insurance
- $145
- HOA dues
- —
Down payment
$24,950 down · $474,050 financed
Income to qualify (28% rule)
~$154,724 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.