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Gastonia · Gastonia, NC

430 S Columbia Street

Gastonia, NC · 713 sqft

$79,900

Reduced from $110,000

  • 2Beds
  • 1Baths
  • 713SqFt
  • 1963Year
  • 22Days on market

About this home

Investor/Builder Opportunity — Property being sold AS-IS. Engineering report identifies significant foundation settlement and recommends substantial reconstruction or complete replacement of the existing foundation system. Investor to conduct their own due diligence.

Charming investment opportunity with plenty of potential! A new roof was installed just 2 years ago, and the HVAC system was replaced approximately 8 years ago.

The property features a yard that was once lovingly maintained by a previous renter with a true green thumb. You’ll find a variety of established flowers and plants throughout, just waiting for some TLC to bring it back to life and restore the outdoor space to its full beauty.

Property details

Beds
2
Baths
1
SqFt
713
Lot
Year built
1963
Type
Single Family
Days on market
22
Style
Cottage
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Linoleum, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$574/ month

Principal & interest
$494
Property tax (~0.85%)
$56
Homeowners insurance
$23
HOA dues

Down payment

$3,995 down · $75,905 financed

Income to qualify (28% rule)

~$24,631 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Gastonia

Gaston’s hub · I-85 access

The county seat and Christy’s busiest market by a wide margin — affordable single-family across Hudson Oaks, Southwood, and the FUSE District revitalization.

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