Spindale · Spindale, NC
428 Oakland Road
Spindale, NC · 1,281 sqft
$179,900
- 2Beds
- 1Baths
- 1,281SqFt
- 1930Year
- 1Days on market
About this home
Whether you're looking for a family home, a rental investment, or a cozy retreat, you'll love the inviting atmosphere and the chance to add your own personal touches. Embrace the timeless character of this home while creating a space that feels beautifully vintage with a modern twist. Outside, you'll find a garden-ready yard just waiting for flowers, fresh vegetables, or your own backyard oasis. Spend mornings on the front porch with a cup of coffee, afternoons entertaining family and friends, and evenings enjoying the peaceful surroundings. Conveniently located near shopping, dining, and local attractions, this charming bungalow is ready for its next chapter. Come see the possibilities and make it yours!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,281
- Lot
- —
- Year built
- 1930
- Type
- Single Family
- Days on market
- 1
- Style
- Bungalow
- Heating
- Floor Furnace, Oil
- Cooling
- Window Unit(s)
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,301/ month
- Principal & interest
- $1,114
- Property tax (~0.90%)
- $134
- Homeowners insurance
- $52
- HOA dues
- —
Down payment
$8,995 down · $170,905 financed
Income to qualify (28% rule)
~$55,781 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.