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Shelby · Shelby, NC

428 Luna Lane

Shelby, NC · 1,725 sqft

$320,230

  • 3Beds
  • 2.5Baths
  • 1,725SqFt
  • 2026Year
  • 1Days on market

About this home

Brand new, energy-efficient home available by Sep 2026! Welcome guests into the Kirkwood's open-concept layout, perfect for entertaining. After firing up the grill on the back patio for a tasty meal, the downstairs primary suite is the perfect place to relax and unwind. New two-story homes in Shelby feature open-concept floorplans and move-in ready features including a washer, dryer, fridge and whole-home blinds, with a closing-ready guarantee of 60 days or less. (You'll be reimbursed up to $5,000 in expenses related to delays we cause.) Relax in your luxurious primary suite and enjoy the community-feel of Downtown Shelby, with easy access to Uptown Charlotte. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Property details

Beds
3
Baths
2.5
SqFt
1,725
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
ENERGY STAR Qualified Equipment
Cooling
ENERGY STAR Qualified Equipment
Foundation
Slab
Flooring
Vinyl
HOA dues
$84 / mo

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,400/ month

Principal & interest
$1,983
Property tax (~0.90%)
$240
Homeowners insurance
$93
HOA dues
$84

Down payment

$16,011 down · $304,218 financed

Income to qualify (28% rule)

~$102,893 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.