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Rutherfordton · Rutherfordton, NC

4252 Big Island Road

Rutherfordton, NC · 946 sqft

$260,000

Reduced from $280,000

  • 2Beds
  • 2Baths
  • 946SqFt
  • 2021Year
  • 79Days on market

About this home

Two homes. One property. Endless possibilities. Live in one and rent the other, create a multigenerational retreat, or enjoy the flexibility of having two nearly-new homes on one property. Set on 2 acres in Rutherfordton, this is an opportunity that's difficult to find at this price point. Each home, built in 2021, is clean, well-maintained, and move-in ready, providing a fresh start without the typical to-do list. Positioned together in a shared setting, the property offers a sense of connection while still allowing for independence and privacy. Whether you're looking to simplify your lifestyle, create space for extended family, or generate rental income, the possibilities are wide open. Bring a family member close while maintaining separate living spaces, enjoy a home office or guest house, or simply appreciate the freedom of having options for the future. Opportunities like this, where versatility meets simplicity, are increasingly hard to find.

Property details

Beds
2
Baths
2
SqFt
946
Lot
Year built
2021
Type
Single Family
Days on market
79
Style
Traditional
Heating
Central, Electric
Cooling
Window Unit(s)
Foundation
Pillar/Post/Pier
Flooring
Vinyl

Features

  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,881/ month

Principal & interest
$1,610
Property tax (~0.90%)
$195
Homeowners insurance
$75
HOA dues

Down payment

$13,000 down · $247,000 financed

Income to qualify (28% rule)

~$80,618 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.