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Rutherfordton · Rutherfordton, NC

4252 Big Island Road

Rutherfordton, NC · 946 sqft

$280,000

  • 4Beds
  • 4Baths
  • 946SqFt
  • 2021Year
  • 1Days on market

About this home

There’s something uniquely compelling about a property that offers more than one path forward. Set on 2 acres in Rutherfordton, this dual-home property offers a rare combination of flexibility and practicality. Whether you're looking to simplify your lifestyle, create space for extended family, or explore the potential for additional income, the possibilities are wide open. Each home, built in 2021, is clean, well-maintained, and move-in ready providing a fresh start without the typical to-do list. Positioned together in a shared setting, the property lends itself to a sense of connection while still allowing for independence and privacy. Live in one, rent the other. Bring a family member close while maintaining separate spaces. Or simply enjoy the freedom of having options for the future. Opportunities like this, where versatility meets simplicity, are increasingly hard to find. The 2 homes share a well and have separate septic systems; only one septic permit on file. All furnishings in home 4250 will convey except the bed and frame in the primary bedroom. Titles have not been retired and seller does not plan to do so.

Property details

Beds
4
Baths
4
SqFt
946
Lot
Year built
2021
Type
Single Family
Days on market
1
Style
Traditional
Heating
Central, Electric
Cooling
Window Unit(s)
Foundation
Pillar/Post/Pier
Flooring
Vinyl

Features

  • Split Bedroom

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,025/ month

Principal & interest
$1,734
Property tax (~0.90%)
$210
Homeowners insurance
$81
HOA dues

Down payment

$14,000 down · $266,000 financed

Income to qualify (28% rule)

~$86,819 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.