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Shelby · Shelby, NC

424 Bear Creek Road

Shelby, NC · 1,065 sqft

$199,900

  • 3Beds
  • 1Baths
  • 1,065SqFt
  • 1962Year
  • 1Days on market

About this home

This home features a bright, open floor plan with a spacious kitchen, ample counter space, and an eat-in bar. The property offers excellent natural light throughout. Easy, single level living spaces . Outside, you will find a flat, low-maintenance yard with shaded areas. A great spot for outdoor seating or a firepit in the shade.

For storage, there is an outdoor storage building, attic space, and a large area off the carport. The large double carport also includes a comfortable breezeway.

The home is located close to the South Carolina line. This convenient location is only minutes away from Shelby, Kings Mountain, Earl, Boiling Springs, and Patterson Springs.

Property details

Beds
3
Baths
1
SqFt
1,065
Lot
Year built
1962
Type
Single Family
Days on market
1
Style
Ranch
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Laminate, Wood

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,446/ month

Principal & interest
$1,238
Property tax (~0.90%)
$149
Homeowners insurance
$58
HOA dues

Down payment

$9,995 down · $189,905 financed

Income to qualify (28% rule)

~$61,983 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.