Charlotte · Charlotte, NC

4223 Ruth Creek Court

Charlotte, NC · 2,738 sqft

$466,990

  • 5Beds
  • 3.5Baths
  • 2,738SqFt
  • 2026Year
  • 1Days on market

About this home

The Waring III at Sunset Meadows was designed for this spectacular wooded lot. Main level living with plenty of space for spreading out upstairs with a Loft that is 21 x 22 ft. The open-concept layout seamlessly connects the spacious family room, kitchen, and breakfast area. The kitchen is equipped with 42" modern cabinets, quartz countertops, a large island, pantry, and stainless-steel appliances. Vinyl plank flooring extends throughout the first floor. Also on the first floor is the owner's bedroom with ensuite bath with a large tiled shower, double vanity, linen closet, and a generous walk-in closet as well as the laundry room. Upstairs, you will have 4 large bedroom and the extra large LOFT. This is the house EVERYONE wants in a convenient location off Sunset Road - inside IH 485 and IH 77 just minutes to Uptown Charlotte. Projected completion September 2026. Receive closing costs using builders preferred lender.

Property details

Beds
5
Baths
3.5
SqFt
2,738
Lot
Year built
2026
Type
Single Family
Days on market
1
Garage
2
Style
Farmhouse
Heating
Electric
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$700 / yr

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,495/ month

Principal & interest
$2,892
Property tax (~1.05%)
$408
Homeowners insurance
$136
HOA dues
$58

Down payment

$23,349 down · $443,640 financed

Income to qualify (28% rule)

~$149,801 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

About Charlotte

Metro core · Multi-ZIP coverage

The metro itself — Christy works Charlotte across multiple sub-markets, from the inner-ring streetcar suburbs through Ballantyne and the East side.

Explore Charlotte

Similar in Charlotte

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Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.