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Spruce Pine · Spruce Pine, NC

422 US Highway 19E Highway

Spruce Pine, NC · 2,589 sqft

$365,000

  • 3Beds
  • 2Baths
  • 2,589SqFt
  • 1999Year
  • 1Days on market

About this home

Live, Earn, and Create: The Ultimate Live-Work Property! Price: $365,000 | Acreage: 1.152± Acres | No HOA Restrictions; Imagine the possibilities with this rare, multi-functional estate nestled in the heart of the Blue Ridge. Perfectly situated on 1.152± acres with effortless access from a state-maintained highway, this versatile property offers the ultimate blend of residential comfort, commercial opportunity, and income-producing potential—all just minutes from downtown Spruce Pine and Burnsville; The Main Residence: Comfortable Living & Rental Upside Formerly a well-maintained church parsonage, this bright and inviting home is designed for easy modern living and entertaining.

Main Level: Features a seamless, sunlit open floor plan connecting the spacious living, dining, and kitchen areas. Bedrooms: Retreat to the primary suite complete with a private ensuite bath and a generous walk-in closet. Two additional guest bedrooms—both featuring walk-in closets— and share a second full bath.

Convenience Built-In: Enjoy main-level laundry, a charming covered front porch for your morning coffee, and a rear deck perfect for weekend BBQs.

Bonus Income Potential: The full basement is a blank canvas ready to become an in-law suite or a high-yield rental unit. It already includes a fully finished kitchen, making it ideal for recreation, separate living quarters, or hosting large gatherings.

The Bonus Building: 2604 Sq. Ft. of Endless Potential: In addition to the main home, the property includes a separate, standalone church building featuring a mostly finished full basement. NO - HOA restrictions, this structure is your launchpad for entrepreneurship or community impact. Bring Your Vision to Life: This space is perfectly suited for a place of worship, an boutique event venue, a creative art studio, remote offices, a retail storefront or a secondary cash-flowing rental.

Premium Features & Accessibility: Parking & Storage: Two carports, a fully paved driveway with ample parking, and a dedicated storage shed.

Prime Location: Enjoy the peace of mountain-side living without the isolation. You are approximately 4 miles from the charm of downtown Spruce Pine and a quick 10-minute to Burnsville. Whether you are looking for a spacious family compound, a live-work setup to launch your business, or a savvy addition to your investment portfolio, this property delivers unparalleled flexibility and value. Schedule your private tour today and explore the wealth of opportunities waiting for you!

Property details

Beds
3
Baths
2
SqFt
2,589
Lot
Year built
1999
Type
Single Family
Days on market
1
Style
Cottage
Heating
Central, Electric, Propane, Other - See Remarks
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Other - See Remarks
Flooring
Laminate, Vinyl

Features

  • Breakfast Bar
  • Open Floorplan
  • Split Bedroom
  • Walk-In Closet(s)
  • Other - See Remarks
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,640/ month

Principal & interest
$2,260
Property tax (~0.90%)
$273
Homeowners insurance
$106
HOA dues

Down payment

$18,250 down · $346,750 financed

Income to qualify (28% rule)

~$113,175 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.