Spruce Pine · Spruce Pine, NC
422 US Highway 19E Highway
Spruce Pine, NC · 2,589 sqft
$365,000
- 3Beds
- 2Baths
- 2,589SqFt
- 1999Year
- 1Days on market
About this home
Live, Earn, and Create: The Ultimate Live-Work Property! Price: $365,000 | Acreage: 1.152± Acres | No HOA Restrictions; Imagine the possibilities with this rare, multi-functional estate nestled in the heart of the Blue Ridge. Perfectly situated on 1.152± acres with effortless access from a state-maintained highway, this versatile property offers the ultimate blend of residential comfort, commercial opportunity, and income-producing potential—all just minutes from downtown Spruce Pine and Burnsville; The Main Residence: Comfortable Living & Rental Upside Formerly a well-maintained church parsonage, this bright and inviting home is designed for easy modern living and entertaining.
Main Level: Features a seamless, sunlit open floor plan connecting the spacious living, dining, and kitchen areas. Bedrooms: Retreat to the primary suite complete with a private ensuite bath and a generous walk-in closet. Two additional guest bedrooms—both featuring walk-in closets— and share a second full bath.
Convenience Built-In: Enjoy main-level laundry, a charming covered front porch for your morning coffee, and a rear deck perfect for weekend BBQs.
Bonus Income Potential: The full basement is a blank canvas ready to become an in-law suite or a high-yield rental unit. It already includes a fully finished kitchen, making it ideal for recreation, separate living quarters, or hosting large gatherings.
The Bonus Building: 2604 Sq. Ft. of Endless Potential: In addition to the main home, the property includes a separate, standalone church building featuring a mostly finished full basement. NO - HOA restrictions, this structure is your launchpad for entrepreneurship or community impact. Bring Your Vision to Life: This space is perfectly suited for a place of worship, an boutique event venue, a creative art studio, remote offices, a retail storefront or a secondary cash-flowing rental.
Premium Features & Accessibility: Parking & Storage: Two carports, a fully paved driveway with ample parking, and a dedicated storage shed.
Prime Location: Enjoy the peace of mountain-side living without the isolation. You are approximately 4 miles from the charm of downtown Spruce Pine and a quick 10-minute to Burnsville. Whether you are looking for a spacious family compound, a live-work setup to launch your business, or a savvy addition to your investment portfolio, this property delivers unparalleled flexibility and value. Schedule your private tour today and explore the wealth of opportunities waiting for you!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 2,589
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage
- Heating
- Central, Electric, Propane, Other - See Remarks
- Cooling
- Ceiling Fan(s), Central Air, Electric
- Foundation
- Basement, Other - See Remarks
- Flooring
- Laminate, Vinyl
Features
- Breakfast Bar
- Open Floorplan
- Split Bedroom
- Walk-In Closet(s)
- Other - See Remarks
- Storage
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,640/ month
- Principal & interest
- $2,260
- Property tax (~0.90%)
- $273
- Homeowners insurance
- $106
- HOA dues
- —
Down payment
$18,250 down · $346,750 financed
Income to qualify (28% rule)
~$113,175 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.