View all 27 photos →

Taylorsville · Taylorsville, NC

422 Ridge Creek Drive

Taylorsville, NC · 2,757 sqft

$439,900

Reduced from $459,900

  • 2Beds
  • 2Baths
  • 2,757SqFt
  • 2002Year
  • 9Days on market

About this home

MOTIVATED SELLER! Want privacy? Look no further! Site-built, one-owner custom log home built in 2002 with approximately 4.9 acres. 2 bedroom, 1 full bath on the main level with 4" hardwood flooring in the great room. Kitchen has custom cabinets with stone backsplash and granite countertops. The finished basement has a kitchenette and open living/recreation area. There is a full bath and 2 additional rooms; used as a bedroom and a closet. Septic permit is for a 3 bedroom home. The covered front porch, rear covered area and side deck was recently stained and the interior was painted in June. HVAC replaced in 2023. This home makes a perfect weekend getaway or year-round residence.

Property details

Beds
2
Baths
2
SqFt
2,757
Lot
Year built
2002
Type
Single Family
Days on market
9
Style
Rustic
Heating
Electric, Heat Pump, Wood Stove
Cooling
Central Air, Electric
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Open Floorplan

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,182/ month

Principal & interest
$2,724
Property tax (~0.90%)
$329
Homeowners insurance
$128
HOA dues

Down payment

$21,995 down · $417,905 financed

Income to qualify (28% rule)

~$136,399 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.