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Hickory · Hickory, NC

4215 3rd Street NW

Hickory, NC · 3,365 sqft

$645,000

Reduced from $729,900

  • 4Beds
  • 2.5Baths
  • 3,365SqFt
  • 1995Year
  • 14Days on market

About this home

Welcome to one of Lake Hickory’s most sought-after waterfront communities! MOTIVATED SELLERS — BRING ALL OFFERS! Sellers have secured their next home and are ready to make a move! They are motivated, flexible, and willing to consider ALL reasonable offers and creative terms. This is an incredible opportunity for a buyer to get into a beautiful Lake Hickory community and make this home their own. If your buyers have been waiting for the right opportunity, this is it — submit the offer!

Perfectly positioned on an expansive, beautifully maintained lot, this move-in ready home offers the ideal blend of timeless charm, generous living spaces, and endless potential to make it uniquely yours.

Featuring 4 spacious bedrooms, 2.5 bathrooms, and a large bonus room, this home was designed for both everyday living and effortless entertaining. The oversized primary suite is a true retreat, complete with a spa-inspired bath and an exceptionally large walk-in closet. Convenience is everywhere with laundry rooms on both the main and upper levels, making daily life just a little easier.

Step outside to a backyard that’s hard to find—an enormous, level space perfect for entertaining, play, gardening, or even adding your dream outdoor oasis.

While beautifully maintained and completely move-in ready, a fresh coat of paint and a few cosmetic updates could transform this home into something truly spectacular, allowing you to add your own style while building instant equity.

As a resident, you’ll enjoy access to outstanding neighborhood amenities including a clubhouse and outdoor pool, all within one of the area’s most desirable communities near Lake Hickory.

Homes offering this combination of location, space, community amenities, and opportunity don’t come along often. Whether you’re searching for your forever home or a property with incredible potential, this one is ready to welcome you home.

Property details

Beds
4
Baths
2.5
SqFt
3,365
Lot
Year built
1995
Type
Single Family
Days on market
14
Garage
2
Heating
Central, Natural Gas
Cooling
Central Air, Electric, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,666/ month

Principal & interest
$3,994
Property tax (~0.90%)
$483
Homeowners insurance
$188
HOA dues

Down payment

$32,250 down · $612,750 financed

Income to qualify (28% rule)

~$199,995 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.