Spencer · Spencer, NC
421 N Salisbury Avenue
Spencer, NC · 1,239 sqft
$129,000
- 2Beds
- 1Baths
- 1,239SqFt
- 1905Year
- 2Days on market
About this home
ROOF AND GAS HEAT WERE REPLACED IN 2025. HOME HAS BEEN A RENTAL AND IT COULD USE SOME FRESHENING UP BUT IS PRICED TO REFLECT THAT. HAS SOME HARDWOOD FLOORS AND LVP FLOORING. SELLER IS SELLING IN ITS PRESENT CONDITION AND MAY NOT BE OPEN TO ANY REPAIRS. HAS A JOINT DRIVEWAY IN THE FRONT.
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 1,239
- Lot
- —
- Year built
- 1905
- Type
- Single Family
- Days on market
- 2
- Heating
- Central
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$933/ month
- Principal & interest
- $798
- Property tax (~0.90%)
- $96
- Homeowners insurance
- $37
- HOA dues
- —
Down payment
$6,450 down · $122,550 financed
Income to qualify (28% rule)
~$39,999 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.