Shelby · Shelby, NC
4204 Homeplace Drive
Shelby, NC · 826 sqft
$120,000
- 2Beds
- 1Baths
- 826SqFt
- 1983Year
- 103x102x201x201Lot
- 4Days on market
About this home
Welcome home to this charming 2-bedroom, 1-bath ranch featuring a convenient carport with an enclosed storage area. Perfect for first-time homebuyers, this home offers a spacious, level backyard with plenty of room for outdoor activities, gardening, or entertaining. Ideally located with easy access to Highway 74 making commuting is a breeze. The home is currently served by a private well, with Cleveland County water available at the main road for future connection if desired. A cozy wood-burning fireplace adds character, though it should be inspected prior to use. Don’t miss this affordable opportunity in a convenient location!
Property details
- Beds
- 2
- Baths
- 1
- SqFt
- 826
- Lot
- 103x102x201x201
- Year built
- 1983
- Type
- Single Family
- Days on market
- 4
- Heating
- Baseboard, Ductless, Electric
- Cooling
- Ductless, Wall Unit(s)
- Foundation
- Slab
- Flooring
- Laminate
Features
- Open Floorplan
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$868/ month
- Principal & interest
- $743
- Property tax (~0.90%)
- $90
- Homeowners insurance
- $35
- HOA dues
- —
Down payment
$6,000 down · $114,000 financed
Income to qualify (28% rule)
~$37,208 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.