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Lancaster · Lancaster, SC

420 Derbyshire Street

Lancaster, SC · 2,541 sqft

$348,000

Reduced from $358,000

  • 5Beds
  • 3Baths
  • 2,541SqFt
  • 2026Year
  • 23Days on market

About this home

This Quick-Move In Hazel floorplan offers modern, flexible living with a spacious great room, inviting dining area, and a stylish kitchen featuring upgraded quartz countertops, a large center island perfect for entertaining, and all kitchen appliances included. The first floor includes a versatile bedroom, flex space, full bathroom, an outdoor covered porch right off your kitchen/dining space, and a two-car garage, while the second level features four additional bedrooms, a loft, two full baths, and a convenient laundry room. Set within Basildon, Lancaster’s premier new home community, residents enjoy walkable streets, open green spaces, and lifestyle amenities including a dog park, playground, pickleball courts, and scenic walking trails, all just 15 minutes from Indian Land, SC and a short drive to Waxhaw, NC with its charming shops, dining, parks, entertainment, and historic downtown. Take advantage of this upgraded ready to move-in home plus assistance to cover your closing costs and/or rate buydown with use of our preferred lender. Discover why Basildon is one of Lancaster's most desirable communities.

Property details

Beds
5
Baths
3
SqFt
2,541
Lot
Year built
2026
Type
Single Family
Days on market
23
Garage
2
Style
Traditional, Transitional
Heating
Central, Electric
Cooling
Central Air, Electric
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$70 / mo

Features

  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,587/ month

Principal & interest
$2,155
Property tax (~0.90%)
$261
Homeowners insurance
$101
HOA dues
$70

Down payment

$17,400 down · $330,600 financed

Income to qualify (28% rule)

~$110,904 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.