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Shelby · Shelby, NC

420 Clegg Street

Shelby, NC · 1,530 sqft

$250,000

  • 3Beds
  • 2Baths
  • 1,530SqFt
  • 1930Year
  • 37Days on market

About this home

Don't miss this beautifully remodeled home just minutes from historic Uptown Shelby! Bursting with character and thoughtfully updated throughout, this move-in-ready gem features soaring ceilings, an inviting open floor plan, luxury vinyl plank flooring, carpet in all three bedrooms, and two beautifully renovated bathrooms, including a spacious, fully renovated handicap-accessible bath. The stylish kitchen features a stainless steel dishwasher, a workstation-style sink, and plenty of space for cooking and gathering.

Major updates—including a newer roof, recently replaced HVAC system, and electrical improvements—provide added peace of mind. Unwind on the oversized front porch and enjoy the convenience of being just minutes from shopping, dining, schools, medical facilities, parks, hiking, fishing, and golf.

Ideally located with easy access to Gardner-Webb University, Cleveland Community College, Charlotte, Asheville, the Blue Ridge and Great Smoky Mountains, regional airports, and more, this home offers the perfect blend of small-town charm and modern convenience. With an unbeatable price in one of Shelby's up-and-coming neighborhoods, this is an opportunity you won't want to miss! Previously FHA Approved!!!

Property details

Beds
3
Baths
2
SqFt
1,530
Lot
Year built
1930
Type
Single Family
Days on market
37
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,808/ month

Principal & interest
$1,548
Property tax (~0.90%)
$187
Homeowners insurance
$72
HOA dues

Down payment

$12,500 down · $237,500 financed

Income to qualify (28% rule)

~$77,517 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.