Shelby · Shelby, NC
420 Bear Creek Road
Shelby, NC · 1,450 sqft
$219,000
Reduced from $239,000
- 3Beds
- 2Baths
- 1,450SqFt
- 1959Year
- 55Days on market
About this home
Featuring over 1 acre of land, 3 bedrooms, and 2 full bathrooms.
The home includes a spacious living room, family room, and kitchen. The primary bedroom features an ensuite bathroom and a walk-in closet. Additionally, the storage room has been updated, and a large safe is included with the property.
Outside, the backyard offers a spacious back porch with patio furniture included. The property connects to city water, and there is also a shared well available for outdoor use. Roof 2025. Het pump 2025. Heat Pump and AC 2025. Septic 2025. Come and see it today. Motivated Seller.
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,450
- Lot
- —
- Year built
- 1959
- Type
- Single Family
- Days on market
- 55
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$1,584/ month
- Principal & interest
- $1,356
- Property tax (~0.90%)
- $164
- Homeowners insurance
- $63
- HOA dues
- —
Down payment
$10,950 down · $208,050 financed
Income to qualify (28% rule)
~$67,905 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.