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Lake Lure · Lake Lure, NC

417 Garden Lane

Lake Lure, NC · 2,624 sqft

$899,000

  • 3Beds
  • 3Baths
  • 2,624SqFt
  • 1998Year
  • 18Days on market

About this home

Turnkey luxury STR offering unforgettable views of the iconic Party Rock granite face of the Blue Ridge Mountains, just minutes from downtown Chimney Rock and a short drive to Asheville. Currently operating as an active short-term rental, this stunning mountain retreat combines an exceptional location, dramatic scenery, and sought-after amenities—making it an incredible opportunity for investors, second-home buyers, or those searching for their own Western North Carolina escape.

Inside, soaring ceilings and abundant natural light create an open, airy atmosphere, while large windows bring the surrounding mountain landscape into view. Step outside onto the beautiful back deck, where the dramatic mountain backdrop takes center stage—the perfect setting for morning coffee, outdoor dining, or simply relaxing and taking in the scenery. A private hot tub provides another place to unwind while surrounded by the beauty of the Blue Ridge Mountains.

The lower-level room includes a game room, additional sleeping rooms, a kitchenette and full bath. With its unique character, luxury mountain feel, incredible views, and proximity to Chimney Rock, Lake Lure, Asheville, hiking, dining, and outdoor recreation, this property offers the complete mountain getaway experience.

For buyers seeking additional privacy, acreage, or future possibilities, the sellers are also offering a neighboring parcel for purchase separately. Inquire for additional details and availability.

Currently operating under a Town of Lake Lure Vacation Rental Operating Permit (VROP). STRs are a permitted use in most zoning districts subject to standards. A new or updated VROP is required in the buyer’s name. Buyer should confirm current permit status, occupancy limits, and process with the Town of Lake Lure (828-625-9983) during due diligence.

Property details

Beds
3
Baths
3
SqFt
2,624
Lot
Year built
1998
Type
Single Family
Days on market
18
Garage
1
Style
Cabin
Heating
Heat Pump
Cooling
Ceiling Fan(s), Heat Pump
Foundation
Basement
Flooring
Carpet, Tile, Wood

Features

  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,504/ month

Principal & interest
$5,567
Property tax (~0.90%)
$674
Homeowners insurance
$262
HOA dues

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$278,752 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.