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Newton · Newton, NC

4164 S Olivers Cross Road

Newton, NC · 1,555 sqft

$389,000

  • 3Beds
  • 2Baths
  • 1,555SqFt
  • 2024Year
  • 19Days on market

About this home

Welcome to peaceful country living in this beautiful 2024-built home, perfectly situated on 1.07 acres and just minutes to Lake Norman Marina! Offering 3 bedrooms, 2 full baths, and 1,555 sq ft of thoughtfully designed living space to combine modern with comfort. An inviting open floor plan featuring a vaulted ceiling in the living area and an abundance of windows that fill the home with natural light, create a bright and spacious feel. The split-bedroom layout provides added privacy. The well-appointed kitchen is designed to impress with granite countertops, a stylish tile backsplash, walk-in pantry, and premium ThinQ smart appliances. Granite countertops continue into both bathrooms, adding a touch of luxury throughout the home. Enjoy relaxing mornings on the covered front porch or unwind on the partially covered back deck overlooking the private backyard, which backs up to a tree farm for added tranquility. In addition to the kitchen backsplash and ThinQ smart appliances, the current owners have added other exceptional upgrades, including an RV/boat carport complete with a dedicated breaker for RV hookup, a fully insulated 10’ x 12’ outbuilding with electricity, an added concrete parking area, and a large black chain-link fenced backyard with double gates on both sides of the home—perfect for pets, recreation, or easy access.

Property details

Beds
3
Baths
2
SqFt
1,555
Lot
Year built
2024
Type
Single Family
Days on market
19
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile

Features

  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,814/ month

Principal & interest
$2,409
Property tax (~0.90%)
$291
Homeowners insurance
$113
HOA dues

Down payment

$19,450 down · $369,550 financed

Income to qualify (28% rule)

~$120,617 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. Christy can introduce you to lenders she trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.